In Debt Blogger

Posted on Monday, 25th February 2008 by R.J.

Having trouble getting approved for a new house or car loan? You’re not the only one. And now, the Better Business Bureau is warning that some companies are using the credit crunch to take advantage of consumers who want to clean up their credit.
The BBB reports that complaints against credit repair companies have risen […]

Tags: BBB, better business bureau, boost credit score, Credit Cards, credit removal, credit repair, credit repair agency, credit repair companies, Credit Scores, debt removal, EIN, employer identification number, fair isaac, fico score, fico scores, improve credit score, new EIN, new social security number, new SSN, remove a debt, remove bad debt, SSN
Posted in Credit Scores | Comments (1)

Posted on Friday, 22nd February 2008 by R.J.

MoneyNing has reached 1000+ subscriber count for his feed. If you recall from the original post, this means that he is going to be giving away the extra $500 between March 11th and March 15th.
You still have plenty of time to get in on this.  Check out MoneyNing’s post for tips on how you can […]

Tags: blog contest, blog giveaway, contest, feedburner, free money, free wedding giveaway, give-a-way, lottery, money contest, money give-a-away, money ning, moneyning, raffle, subscriber count, win a blog contest, win a contest, win free money, win money
Posted in General | Comments (0)

Posted on Thursday, 21st February 2008 by R.J.

FreeMoneyFinance has a very interesting and very scary article today about telemarketers (and scammers in general) being able to draft your checking account without your authorization by using a little known, obscure method called “demand draft” or “remotely created check”.
A very good reason to be sure to always check your bank statements for any “weird” […]

Tags: bank fraud, bank of america, banking fraud, check drafting, checking account, demand draft remotely created check, drafting, remote check, scam, unauthorized check, wachovia, washington mutual
Posted in General | Comments (0)

Posted on Wednesday, 20th February 2008 by R.J.

I noticed something today that should have been obvious but has taken me at least the past four months to realize:  my wife has five paydays this month.
And not only this month, but four months of the year. She is paid weekly and gets paid four times a month eight months out of the year […]

Tags: Budget, five fridays, five paydays, four months, friday payday, Income, paycheck, paystub, weekly pay, weekly payday
Posted in Budget | Comments (0)

Posted on Tuesday, 19th February 2008 by R.J.

For months now we’ve seen foreclosure after foreclosure and people getting relatively painlessly bailed out of their mortgages that they could never afford to begin with. Signed your life away on an ARM? Don’t worry, the government will step in and freeze your rate so, even though you don’t pay your bills, you can still […]

Tags: adjustable rate mortgage, ARM, arm rate freeze, bankruptcy, buying a car, consume credit, credit card debt, Credit Cards, credit score, fair isaac, fico, fico score, freeze ARM rate, rate freeze
Posted in Credit Scores | Comments (3)

Posted on Tuesday, 19th February 2008 by R.J.

I’ve read a lot of blog posts about paying off your high interest debt first. That by doing this, combined with the ’snow-ball’ method, will get you out of debt the fastest. I’ve been following this methodology for some time, but I’ve often wondered if it’s not the best solution for my particular situation. Let […]

Tags: auto payment, capital one, car payment, chase, citicard, credit card, dave ramsey, debt reduction, discover, high interest first, interest rate, low interest rate, paying down debt, paying high interest cards fird, snowball, truck payment, walmart
Posted in Debt | Comments (3)

Posted on Monday, 18th February 2008 by R.J.

As I previously mentioned, we were going to use our tax refunds to help pay down our credit card debt. And today, we have paid off two of them in their entirety! Yay us! We no longer have to worry about making payments to Wal-mart or PremierBank.
I would have paid off a third, but […]

Tags: capital one, citi-card, citicard, Credit Cards, Debt, debt reduction, first premier, paying down credit cards, paying off credit cards, paying off debt, wal-mart, walmart
Posted in Debt | Comments (3)

Posted on Monday, 18th February 2008 by R.J.

David over at MoneyNing.com got hitched. And to celebrate, he’s giving away up to $1500 to his readers starting March 1st.
First off, I’d like to say congratulations to David and his wife. And secondly, what a creative way to get a lot of free press for your blog. Bloggers are coming out of the woodwork […]

Posted in General | Comments (1)

Posted on Sunday, 17th February 2008 by R.J.

Today I saw an article on About.com about Changing your Own Oil and it got me wondering just how many people fall for this scam to save money.
For those that don’t know me, I’m really big on car maintenance. I have a fully stocked garage and do most things myself. One thing that I won’t […]

Tags: auto maintenance, car maintenance, changing your own oil, dealer, ez-lube, jiffy lube, less expensive to change your own oil, more expensive to change your own oil, oil change, oil changing, qwik-lube
Posted in Saving Money | Comments (20)

Posted on Saturday, 16th February 2008 by R.J.

I’ll admit it. I’m a big fan of making peanut butter & jelly sandwiches. They’re easy to make and they’re cheap.
But did you know that eating one can help save the environment? Well, if you believe everything Larry West says, that is.
In his article, he outlines the following points:

By eating PB&J for lunch over a […]

Tags: carbon dioxide, deforestation, environment, global warming, greenhouse emissions, greenhouse gases, greenhouse gasses, jam, jelly, overgazing, pb&j, peanut butter, peanut butter and jelly, pollution, sandwich
Posted in General | Comments (0)